Earning $1,000 Per Year Within 15 Minutes from Bank Bonus Offers! What's Better? 🏧 💳 This video has been sped up by 15% to help shorten the time :)
Here in this video I explain what is better, taking advantage of a credit card bonus offer or taking advantage of bank offers.
I would rather take the bank bonus offers because they do not effect your credit score unlike credit card offers which bring down your credit score in two ways.
1. Inquiry Impact (because they do a hard pull on your credit), less inquires the better.
2. Age of Credit Decreases (this is because you now have a brand new account that's open only 1 month).
The best offer I've ever taken was one from HSBC for $750 dollars for depositing $30K for 60 days. As long as you follow the rules you will always receive the bonus, you can call and confirm because the time is over to ensure you qualified.